The Democratization of Finance.

If we ask a child to write down three or four wishes, perhaps one of them will speak of a world at peace, without injustices, without poverty, in short, of a better world.

But these words sound like utopia, like impossible dreams for an adult. Our discourse usually takes on more defeatist tones; life and experience have shown us how difficult it is to change some things. This thought builds mental barriers that make us conformists and lead us to say: “Nothing can be done.”

Until everything blows up.

It is then that the valuable instinct for survival awakens and forces us to reinvent ourselves.

We begin to talk about community, cooperation, and adding up to be stronger.

Technology emerges as the main tool to achieve this connection, offering a multiplier effect of transformation. The customer gains weight and power of choice and decision. In some way, this empowerment encompasses all business areas and disciplines.

We are witnessing a revolution stemming from another one, the technological revolution, which is changing business models in almost every sector, and of course, the financial one is no exception.

Finance is undergoing a profound change. Digitalization and the emergence of online platforms offer speed, transparency, and peer-to-peer relationships, or in other words, more democratic relationships.

The customer is increasingly informed and demanding, which should be seen by companies as a positive challenge that motivates us and infects us with that demand when offering our product or service.

We are facing a hopeful challenge that ultimately benefits us all and can make it possible to change the message to: “Yes, something can be done.”

And we are doing it.