We do it "Inversa", we turn finances upside down.

Our crystal ball sets us on a reverse path, ... it speaks to us of reversion and rectification of errors; of turning many things around in search of sustainability and a greater democratization of finances. It's not about guessing what the future will be like, but about how we want it to be, marking a path, seeing it, and following it.

Experience and history show us that every evolution involves changing what doesn't work or does it badly, and sometimes, this change comes from turning around mistaken actions. Sometimes, the solution is to do things "Inversa".

In the financial world, we are experiencing one of the greatest transformations of the sector caused by multiple factors. Technological advancement makes this change possible, but at the origin of this evolution, we find an increasingly informed client and a huge dissatisfaction with past practices and policies.

Obviously, it's not about changing everything.

Only what implies an evident benefit for society.

In this sense, new fintech platforms have much to contribute by giving a positive spin to finance.

At "Inversa", we live up to our name through various aspects:

1- Transparency over opacity. All contracts and fees are public and without hidden clauses.

2- The client takes center stage in a relationship of equals that aims to be fair for all parties.

3- A sustainable non-speculative model is established that directly benefits the real economy, the business fabric of the community.

4- Empowerment of customers; they decide what (which invoices to finance, in which invoices to invest in) and when.

5- We conduct a reverse analysis, focusing mainly on who has to pay the invoice or promissory note, so SMEs or self-employed individuals are not required to provide guarantees or collateral.

6- Unlike most investment products, we offer an alternative without any kind of commission.

7- We pay the return in advance without having to wait for maturity, which allows for compound interest on the investment and reduces uncertainty regarding its collection.

8- We reject profit maximization as the sole objective to be achieved. It's about balancing profit and ethics.

And if we start by talking about reversion and rectification of errors, it's obligatory to end the same way in a week where we still hear the echoes of the multiple reflections from the Summit against Climate Change. Undoubtedly, we are facing the need for a change as difficult as urgent that will involve turning many things around. Because by now, we all know what the crystal ball says.