Starting to invest with 100 euros a month: How to do it?

When it comes to investing, many people think this is only an option for those with a large capital. However, this is a misconception, as starting with 100 euros per month to invest can not only help grow your wealth, but also allow you to better understand the market and its different options. And above all, it will show you that keeping your savings in the bank is pointless without offering any type of benefit due to elements like inflation, which affects savings almost silently.

There are many accessible options for an investor who wants to work on their wealth with an investment of 100 euros per month. However, before diving in headfirst, it is important to know all the information, from the advantages and disadvantages of the available products to the ways we should approach investing to make it profitable. 

With this in mind, at Inversa we have prepared a comprehensive guide to explain the entire process. After all, before investing, it is extremely important to have all the information to keep our money under control.

Can you achieve profitability by investing 100 euros per month?

Although it may seem like a distant goal, the reality is that it is possible to achieve profitability with a starting amount of 100 euros per month. However, it is important to be realistic with expectations and not expect to get rich in just a month. We must consider that there are limitations proportional to such a small amount.

When investing 100 euros per month, it is very unlikely to achieve high returns overnight, although this should not discourage you. There are options that can generate a positive return in the future.

What is the key to obtaining an interesting return by investing 100 euros per month? Above all, knowing which strategy to follow and, most importantly, having all the information about the products you want to invest in.

Where can you invest 100 euros per month?

It may seem that the options will be limited when it comes to investing 100 euros per month. However, you should know that there are various options, although not all are the same nor necessarily the best choice for you based on what you are looking for. Below, we will give you some options that are particularly interesting for investors.

Crowdlending

Crowdlending has become one of the most popular options among investors. It consists of investing in loans through specialized platforms such as Inversa, where projects to finance are selected.

In the case of Inversa, we conduct a thorough study of the companies or individuals seeking financing. For this, we analyze the company issuing the invoice as well as the debtor. Why the latter? Because if the company seeking help is a good option but its debtor is unreliable, there is a risk of non-payment. Above all, we want to ensure profitability.

Investment funds

These are a very interesting option for investors who want to increase their wealth but do not have a large capital. With 100 euros, you can acquire shares and gain exposure to a wide variety of products, such as stocks or bonds.

They stand out as a product type that allows portfolio diversification. In this way, one could combine investment in crowdlending with investment funds to achieve higher returns.

Micro-investments in real estate

There are real estate crowdfunding platforms that accept investments ranging from 50 to 100 euros. This allows you to participate in the purchase or renovation of a property with a small capital and diversify your investment without needing large savings.

Scheduled savings

This may be the option with lower returns, but it provides a sense of protection. With 100 euros, you can open an account with a financial institution that offers regular contributions to financial products. This allows you to take advantage of the compound interest effect over time and is the basis of strategies like financial independence.

Which strategy should you follow to invest 100 euros per month?

As we have indicated, not all investments are suitable for every case. Even though an investment of 100 euros may seem minimal, it still requires a strategy and a foundation of information. Below, we will give you some steps to make a decision based on your needs.

• Research the options and evaluate your situation - Before investing your money, it is recommended that you spend time researching the available options and, based on risks and benefits, determine which option is most suitable for you.


• Diversify - This is essential to reduce risks and maximize long-term returns. Instead of focusing your 100 euros on a single product, consider diversifying.


• Keep progressing - Although 100 euros may seem challenging at first, over time your savings can grow through investing. Therefore, do not hesitate to explore more options as you go.

Want to invest but dont know where to start? We can help

When it comes to investing, it is crucial to be informed and have a platform that guides you and knows how to provide information while ensuring your investments are protected. At Inversa, we will not only stay in constant contact with you, but also assist you in everything you need and provide all necessary tools so you can make the right decisions. After all, we will never make decisions for you; you will always be in control. 

You choose, and we handle the analysis and technology to make investing easy and secure.