Profitable long-term investments: How and where to invest in 2025?

If you have saved money, a question might start to form in your mind: how can I grow my savings without taking on excessive risks? And in response, the idea of long-term investing comes to mind, which presents itself as the most sensible path.

In 2025, inflation continues to be a silent concern. The markets are moving cautiously given the situation, and therefore, opportunities are there… if you look for them.

In this article, we give you the keys to identify profitable long-term investments and explain how to get started. For this, we provide concrete examples as well as an approach that will help you make decisions with more confidence.

Why bet on long-term investments in 2025?

There are several points that make long-term investing advantageous over strategies that are more short-term focused. Among the benefits of long-term investments are:

• Lower impact of volatility - The longer the investment period, the less the short-term market fluctuations matter.


• Compound interest - Time is the best ally of financial growth.


• Tax savings - In some products, following the strategy of holding the investment for years allows you to postpone taxes or even take advantage of reductions.

Continuing with this, 2025 presents itself with interest rates still in the process of normalization, along with moderate economic growth expectations. Due to this situation, investors opting to look long-term is a way to protect themselves from uncertainty.

Key features of a profitable long-term investment

After reading the benefits, you might think about investing automatically. However, before making a decision, it’s important to understand what makes an investment have long-term potential. Among the key points are:

• Risk-adjusted profitability - It’s not about looking for what rises the most, but what grows steadily.


• Sufficient liquidity - You may not need the money soon, but it’s useful to know that you can access it if needed.


• Efficient taxation - Some products allow you to defer taxes, thus improving the real return.

Where to invest long-term in 2025?

If after understanding the benefits and key features, you’re clear that you want to invest long-term, here are some tips. These options have recently caught the attention of investors who think in the medium and long term.

• Equities - This is a classic with great potential. Investing in stocks or equity funds is still a solid option. While one of its disadvantages is volatility, the stock market has proven to be profitable historically if the investment is held for 10, 15, or 20 years.


• Index funds - For those looking for long-term returns with lower fees, index funds offer global exposure, automatic diversification, and passive management. They are ideal for long-term accumulation plans with periodic contributions.


• Treasury bills and bonds - With the current interest rates, government bonds are attractive again. Investing in Treasury bills or 5-10 year bonds can offer stability and protection against inflation if chosen wisely. If you want to know a bit more, we recommend checking out our article on whether it’s safe to invest in Treasury bills.


• Real estate investment - Both through purchasing properties for rent or through real estate funds (REITs), real estate remains a safe haven. However, it is key to choose the right location and consider the tax implications of renting.


• Alternative investments - Alternative investments allow access to opportunities that were once reserved for large fortunes. At Inversa, you can invest in promissory notes issued by Spanish SMEs, with maturities between 30 and 180 days, allowing you to reinvest over time and build a strategy of continuous profitability.

How to choose your long-term investment strategy

• Define your time horizon - How long can you keep the money you are going to invest without needing to touch it? 5 years? 10? Maybe 15 years? The longer the period, the more room you’ll have to take certain risks that, in the short term, would be unbearable.


• Adjust the risk to your profile - If it’s hard for you to sleep when you see your investments drop by 5%, maybe you need a more defensive approach to investing. What’s important is not how much you can gain, but how much you can afford to lose without abandoning your strategy.


• The importance of diversification - A diversified portfolio is not only more robust: it also allows you to combine assets that behave differently. This way, you can smooth the downturns and improve the average returns. For this last point, we recommend reading our article on how to create a diversified investment portfolio.

What does Inversa offer for the long term?

At Inversa, although we work with short-term operations, many of our users use our platform within a long-term strategy. How? By reinvesting the profits. This way, they create a constant flow with annualized returns.

The risk levels are clear, as well as the thematic communities. Not only that, but we also guarantee total control over your operations. Thanks to these options, at Inversa, we provide ways to combine liquidity and diversification without complications.

Another advantage? The Inversa Communities allow you to invest in sectors you identify with or companies you already have a relationship with. This way, you can participate in operations aligned with your strategy. All with a collaborative and professional approach.

Invest with tomorrow in mind, but act today

In an economic environment like the current one, where information and products are abundant, it’s easy to freeze up in the face of all the options, not knowing which to choose. However, it’s with all this information that you must create a clear strategy.

Profitable long-term investments don’t depend on timing the moment: they depend on having a plan and sticking to it.

At Inversa, we give you simple tools to be part of the real economy's growth. If you’re looking for a different way to invest, close and transparent, you can get started today.