Responsibility, solidarity, and peace of mind in the face of Coronavirus.

The Coronavirus crisis is testing us as individuals and as a society. Its negative effects are inevitable, but the intensity it reaches depends on all of us. How we face these days will also determine how we come out of this, and there is no doubt that we will emerge from it. There are hopeful signs emerging regarding the control of the virus in China, the country of origin, and regarding possible treatments. We will get through this, but it will be essential to:

Responsibility, in the face of the consequences of our actions.

Solidarity, only together will we have the necessary strength. It is time to help each other and function as a community, working together towards the same goal.

Peace of mind, which is not incompatible with concern and alertness but allows us to think before acting because nothing is more dangerous than thoughtless actions. Hysteria is the friend of individualism and irresponsibility and is a poor guide for our actions; far from solving problems, it tends to exacerbate and deepen them.

From INVERSA, we appeal to responsibility by supporting the stayathome campaign and appeal for calm and solidarity to support our small and medium-sized enterprises and self-employed workers more than ever. Thanks to our online model, we can continue to offer our services normally through a model based on these principles.

The crowdfactoring model emerged in the last economic crisis in response to the liquidity needs of the business fabric and has proven to be an important tool for combating financial exclusion of small businesses and a non-speculative investment product, not subject to the high volatility of the stock market. However, it is true that the current context requires caution in our analyses and has led investors to lean towards more conservative alternatives such as secured invoices and government invoices.

During the 2010 crisis, the strangulation of the activity of SMEs and self-employed workers due to the very high payment periods of Public Administrations became evident. This was resolved with the implementation of the Plan de Pago a Proveedores (Payment Plan for Suppliers) from 2012 onwards, setting the legal deadline at 30 days and although reality shows us that many administrations fail to comply with it, it is true that the average payment period was reduced. It took a crisis to alleviate the problem.

The approval of an injection of public money into the economy of an amount never seen before seeks to provide the necessary liquidity to the system. Funds will enter at the state, local, and regional levels. These will have funds to pay their outstanding debts, which offers an added guarantee of payment to our investors, as those who have to rescue SMEs and self-employed workers cannot be the same ones who suffocate them.

The role of alternatives such as INVERSA in this context is to meet immediate needs while measures take effect by offering an investment option that allows you to earn and be supportive at the same time, obtaining profitability by supporting the real economy.

With Responsibility, Solidarity, and Peace of Mind, we can .... and we will.