Short-term investments: Adapt your investment strategies to the pace of the world.

In Inversa you can make short-term investments, get early returns, and diversify your strategies to make your savings profitable

For Aristotle, one of the most influential thinkers in the history of humanity, "time is the measure of movement between two instants." In the investment field, time measures the distance between instant 1, that is, when the investment is made, and instant 2, when the investment is recovered and the agreed return is obtained.

Depending on the time duration of an investment, we can talk about short-term investments or long-term investments. Some classic examples of long-term investments are index funds, real estate, such as properties, or exchange-traded funds.

While concerning short-term investments, we may encounter stocks, fixed-term deposits, or crowdfactoring.

In this article, we are going to dissect the keys to short-term investments and we will focus on how through the Inversa crowdfactoring platform, it is possible to diversify investment strategies, get early returns, and recover the investment in less than a year.

Speed in recovering the investment and obtaining profitability

As we already pointed out in the introduction, one of the crucial aspects of short-term investments is the time elapsed from their execution until the investor recovers their money. Through investment mechanisms like Inversa's invoice marketplace, savers can recover their investment quickly. This issue is crucial for many investors who wish to have greater availability of their money.

Long-term investments involve giving up this availability with the aim of achieving the profitability set as a goal. Conversely, short-term investments such as purchasing invoices from real economy businesses guarantee extremely short money return periods and favor savings availability and liquidity, either for further investment or to undertake any action the saver desires.

While the investment recovery period shortens, so does the return on investment.

Thus, short-term investments allow savers to make their savings profitable more quickly. The interests from short-term operations are obtained sooner and can be reinvested in new operations.

Greater dynamism and freedom in designing investment strategies

Beyond recovering the investment and obtaining profitability, another crucial aspect of short-term investments is that they allow savers to design more dynamic investment strategies. Why? The nature of short-term investments itself facilitates greater capital movement, as it returns to the investor's hands more quickly than in the case of long-term investments.

Thus, savers can opt to design short-term investment strategies that combine variable profitability products such as stocks in the stock market with fixed-income effects, such as investment in invoices from real economy companies.

This means that savers do not have to limit themselves to designing an investment strategy and waiting for it to bear fruit over time, but they can make more investments, try various investment mechanisms, and implement more diversified investment strategies in which they play a more active role.

Additionally, it is essential to note, when talking about short-term investments, that they also facilitate savings reinvestment, as well as the interests earned. This results in greater dynamism in investment strategies, particularly in the market in general.

After all, the sooner you recover your money and have access to it, as well as the interests earned through investment, the sooner you can make new investments to continue making your money profitable.

The Inversa formula: short-term investments and early returns

If we have so far discussed short-term investments in general, now we must address the specifics of Inversa Invoice Market, an alternative financing platform where savers can acquire invoices issued by real economy companies that have not yet been paid by their customers.

Recover the investment in less than half a year

The investment recovery period is in line with the expiry date of the invoice in which the investment is made. In Inversa's marketplace, the maximum expiry period is 180 days, that is, half a year.

Although it is most common for invoices to have a period of around 90 days, just three months.
This makes the invoices offered in Inversa excellent options for short-term investments that offer a return above 7% on average in extraordinarily short periods of time.

Obtaining early returns

Unlike most investment mechanisms, Inversa's model guarantees savers early returns. Thus, as soon as the financing of an invoice is completed, all individuals who invested in it will receive the agreed-upon interests.

This means that savers have access to interests immediately, without having to wait for the invoice to be paid, and can use them to continue investing. This further strengthens their ability to reinvest and design investment strategies dynamically and implemented from a proactive stance.

Possibility of accessing the secondary invoice market

As if all this were not enough, Inversa Invoice Market allows platform users to further streamline their investments through the secondary invoice market. In this market, they can sell their investments to other savers if they wish to recover them immediately, without waiting for the invoices to be paid.

This can be especially useful if access to liquidity is needed or if money is desired for a new particularly interesting investment that aligns with the investor's strategy.

Thanks to the secondary market, investors can acquire invoices that they missed out on in the primary market and negotiate among themselves to adjust their investment portfolios to their profitability, time, and risk goals.

Short-term investments to support long-term projects

Can short-term investments help real economy companies consolidate their long-term business models? At Inversa Invoice Market, they can.

Thousands of people invest their money in business invoices, thus allowing them to obtain short-term liquidity. With this money, companies can make investments, expand their customer base, take on more orders, deal with contingencies, and finance their growth.

A transparent and easy-to-understand product

Investing in the stock market requires a certain level of knowledge about the stock market and the financial sector, as well as access to key information about listed companies, to evaluate when it is the right time to buy or sell shares. In contrast, crowdfactoring is an investment mechanism understandable by everyone.

Companies in need of short-term liquidity offer their invoices on platforms like Inversa. Thousands of small investors can invest in these securities in exchange for a fixed return. Once the debtor business pays the invoice, the investor recovers their investment.

In Inversa's marketplace, essential information about each invoice is made available to investors, allowing them to make decisions about their investments with all the data at hand:

• Interest


• Credit rating of the debtor company


• Credit opinion


• Invoice term

Additionally, thanks to Big Data, Inversa Invoice Market carries out a repayment analysis to study the behavior of transferring and debtor companies. Furthermore, investors can research the companies involved in an operation using the virtually infinite amount of information provided by the internet.

In short, short-term investments can be very interesting for thousands of savers who wish to earn interest on their money within a short period and are also interested in having liquidity and betting on dynamic investment strategies where earnings are reinvested.

To assist them in this task, Inversa Invoice Market offers thousands of small investors the opportunity to purchase SME invoices to make their savings profitable and, in the process, finance the productive fabric.